Taxes and annual administration
Organize tax-related evidence, recurring reviews and administration deadlines. Find the official routes for your canton, including tax-at-source and premium-reduction guidance when relevant to your situation.
Swiss life planning tools · Public beta · English
Manage life in Switzerland, one step at a time.
CH/OS turns Swiss administration, insurance, taxes, pensions, housing and life changes into a personalized plan. See what needs attention now, prepare for upcoming deadlines, and follow practical checklists backed by official sources.
No account required. Your profile and progress stay in your browser.
Health insurance and protection
Prepare health insurance reviews and changes, check accident cover after employment changes, and find official services and comparison resources with commercial links clearly labelled.
Pensions and financial planning
Understand AHV/AVS, Pillar 2 and Pillar 3a actions. Explore six local simulators for savings, fees, cash resilience, pension buy-ins and retirement planning, then save practical reviews to your plan.
Moving, permits and mobility
Prepare a move within Switzerland, arrival or departure. Follow situation-specific workflows for permits, foreign driving licences, vehicle imports and employment transitions.
Housing, work and family changes
Keep track of rent reviews, home planning, work changes and household responsibilities. Confirm changes in your circumstances to update the actions that matter to you.
A timeline you can act on
See your next 90 days and longer-term priorities. Record submissions, appointments, outcomes and follow-up dates, export a calendar, and back up your plan as a local file.
Built for residents and newcomers across all 26 cantons
Swiss administration varies by canton and personal circumstances. CH/OS uses your confirmed answers to select relevant guidance and links to official tax, migration, health and road-office resources. It distinguishes deadlines from suggested reviews and flags missing facts rather than assuming eligibility.
The public beta is currently in English. Official links may lead to resources in the languages provided by the responsible authority.
How does CH/OS work?
Start with a short setup about your situation and first goal. CH/OS builds an operating plan with one focused action now and upcoming items. Add details as they become useful, update your plan after life changes, and keep a record of what you have done.
Where is my data stored?
Your profile and progress are stored locally in this browser. CH/OS can reopen offline as an installable web app. Export a backup before clearing browser storage or changing devices. Optional beta measurement is controlled by your consent; optional AI assistance shows the context you choose to share before connecting.
Is this professional advice?
CH/OS provides educational planning support, not legal, tax, insurance or investment advice. Follow the linked official authority for current requirements and seek qualified advice for complex situations.